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In this cutting edge age of competition, number of people choose to start their own business instead of working under other company, every school has to thought. There are some merits and demerits which will be discussed in trail paragraph with some reasons. To begin with, there are several reasons behind this. Firstly, people are facing many job related issues for acquiring their field related job owing to this, there is high competition among job seekers to get well paid job. Thus, people invest money in business to inaugurate. Moreover, people want to live financial freedom life and not interested in monotonous routine work because human want to live lavish lifestyle and earn huge amount of money. As a consequence, they might fulfill their demands, spend time with their families without stress. Lastly, a few people want to become reach in shorter-period. To illustrate, a business is only one from where people can earn passive income and all the profit goes into the pocket of the owner. On contrary side, there is a number of cons of being self-employed person. There are fewer number of people who are facing financial crisis since they have no business related skills. Hence, their business will be ruined and spoil their money which they invested in it. Last but not the least, self-employed person will not earn enough money to live if they have no proper business. When people work for company they earn money guaranteed by the end of the month but self-employed person have no fix time and imbalance in income. In conclusion, it is inferred that, self-employed person can live financial free, lavish life as stress free; However, there are drawbacks such as financial crisis, not guaranteed paycheck and many other.