Some people think that to spend or enjoy money once they earn it, but others think that to save the money and to enjoy it in the future. What stand do you agree with and Why? Give the specific reasons and examples which support your opinion.

Many put forth that it is better to spend their salary or enjoy it immediately after they have earned it, however, others contend that it would be better to save earnings and postpone utilizing it for a while. Although spending money might serve someone as a stress-releasing activity, it seems that it may be detrimental to physical health and might decrease the quality level of one’s life. One of the main reasons why I take the view that it can be destructive to people to utilize and enjoy their salary without making any plan to save it for the future is that it would possibly inflict damage to their physical health. Sadly, if individuals who are not equipped with savings get severe disease, they will not probably be able to afford the expenses of treatment. As a result, it is highly likely that they employ wrong methods to ameliorate their health condition which are not only non-scientific but also could possibly claim their lives. Another drawback of applying a significant amount of earnings just because of enjoyment is that it can diminish someone’s quality of life. It is highly likely that someone’s properties such as buildings, cars or house appliances become destroyed by use for a long time, and therefore they should be either repaired or replaced with a new one. Unfortunately, people who are not provided with a huge amount of savings might not be able to take profound steps to purchase state-of-the-art equipment and they will possibly be compelled to spend their lives with facilities of the lowest quality. On the other hand, there are some people who are of the opinion that employing a salary to satisfy their desires without saving may be contributed to alleviating their stress since it could possibly present them with a pleasant sense of living at the moment for a short term. However, these short-term pleasant moods may not be outweigh than long-term pleasure which individuals could gain through applying their savings to assist people who suffer from financial problems or individuals who have become homeless because of natural disasters like earthquakes. In order to come to a conclusion from what has been discussed, despite the fact that some people wrongly think that utilizing money without saving could make them pleased for a moment, I personally believe that it might pose a threat to people’s health and cause people to live with the lowest level of quality.